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Expense & Budget Planner

Build a monthly budget, track actual spending, and see how much of your income remains for savings and goals.

1

Monthly income

Enter your take-home income for the month

Rental income, side income, interest, etc.
2

Monthly expenses

Compare planned budget with actual amount spent

Expense categoryBudget (₹)Actual (₹)Variance (₹)Action
Total expenses₹0₹0₹0
Variance = Budget − Actual. A negative variance means you spent more than planned.
3

Your monthly budget summary

Live results update as you edit income or expenses

Total monthly income₹1,00,000
Take-home + other income
Actual expenses₹0
0% of income
Money remaining₹1,00,000
Income − actual expenses
Savings rate100%
Remaining ÷ income
Add your monthly expenses to see your budget status.

Budget vs actual by category

This calculator treats all entries in the expense table as outflows. If you want to track investments as a planned allocation, add an “Investments / savings” category.

4

Budget report

Print or save a clean copy of your monthly budget as a PDF

To save a PDF, select “Save as PDF” in your browser's print destination. On mobile, use the system print or share menu if available.